Uncapping NHIS levy strengthens Ghana social health financing architecture – Health Minister

The government’s decision to remove the cap on the national health insurance levy has led to renewed optimism over Ghana’s social health financing model, according to the Minister of Health. The move aims to bolster funding for the National Health Insurance Scheme (NHIS) and ensure sustainable health coverage for all citizens.

In a public address, the Minister highlighted that removing the levy cap allows for increased revenue generation, improving the scheme’s capacity to cover treatments, broaden coverage, and respond to rising healthcare demands across the country. He said the adjustment is timely given growing pressures on the health system and emphasised commitment to strengthening institutional capacity.

Analysts say the uncapping could help close funding gaps that have hampered comprehensive healthcare delivery, especially for vulnerable populations and regions with weak access to medical services. If properly managed, it could lead to better funding for hospitals, clinics, referral systems and preventive health measures.

However, stakeholders caution that success depends on transparent accountability and efficient use of raised funds. Civil society organisations have called for regular audits and public reporting to ensure that the extra revenue translates into improved patient care and not systemic waste.

Health workers have also welcomed the move, expressing hope that improved funding could lead to better equipment, more staff, and increased access to critical health services nationwide. Many believe the revision may be a game-changer for universal health coverage efforts.

Despite the positive outlook, the Minister acknowledged ongoing challenges, including rising medical costs, supply chain pressures, and the need for better management systems. He pledged that the government would collaborate with NHIS authorities, health institutions and stakeholders to ensure the reform delivers tangible benefits to Ghana’s populace.

If successfully implemented, the uncapped levy could mark a turning point in how Ghana finances public health, offering a stronger safety net for citizens and supporting the long-term sustainability of social health insurance.